The Complete Step-to-step Guide To Raise Your Credit Score Quickly And Control of Your Financial Life (Credit Repair Secrets, Credit Repair Tips, Fix Bad Credit)
FREE Mar. 28 to April 1st
Having a good credit rating is like getting an express ticket to a members only club where the finest stuff are sold at rock bottom prices that you cannot get anywhere else. This simply means that you can actually do a lot more with the same amount of money. Having bad credit score means the opposite. In simple terms, it spells doom and nightmares for many because it is like having some bad omen that makes friends and anyone who you interact with approach you with caution as far as money is concerned. This “caution” is definitely given a figure when you are borrowing; the worse off your credit score is, the higher the lenders have to take caution by charging you more for less.
Although having an impressive credit score is definitely something virtually every American or borrower around the world would want to have, many of us don’t have anything close to perfect for many reasons. When push comes to shove as far as your credit rating is concerned, you must take action otherwise access to credit is simply a dream. If you are lucky to get credit, you will probably be paying 2 or 3 times more than what the guys with good credit score are paying. Well, we all want more money in our pockets whenever paying for anything even if we are paying for a luxury cruise. So, how can you move from having bad credit to good credit? This book will answer this and other questions in a systematic manner so that you can start getting your financial life under your control.
Here Is A Preview Of What You’ll Learn…
- What Is Credit Score
- How The Credit System Works
- Where To Get Your Credit Reports
- How to Interpret Your Credit Score
- Understanding Credit Repair
- Credit Repair Strategies
- Much, much more!
Out of Pocket:
Build Your Personal Wealth &
Improve Your Personal Finance
By Cutting The Bulls***t In Your Life
FREE March 25 & 26
Have you ever looked at people who seem to have all money in the world and asked, ”What did they do right? …..
….only to be slapped by another thought, Meh, but money is not everything anyway. Health and families are more important.
That poor attitude towards money is the main reason why people are financially struggling or unprepared.
Yes, you are right. Families and health are everything. But have you ever thought that:
1) We need money to be healthy (try to eat that 99 cent burger everyday and see what will happen to your body)
2) We need money to make our families comfortable (food, housing, education, entertainment)
3) We need money so we can spend more time with our loved ones (sure we can depend on the government to take care of our health care cost in the future?)
Yes, money is not everything. It is only a tool. A tool to make our life easier, just like a car, a plane, a hammer, a wrench, or a straw.
Money exists to make our life easier. Money allows us to do things that make us feel fulfilled (such as helping others by building charities, traveling to Far East to teach English, or taking 6 months off to volunteer in a 3rd world country).
Many people, however, struggle financially because they cannot leave out their old beliefs about life and money.
Instead of changing, they keep making excuses.
Thus, many become unprepared and worse, ignorant towards their personal finance.
The book will:
1) Make readers examine themselves
Being wealthy requires a certain mental attitude, and there is no place for these BS! Something the author wished to know during his younger years. The author will testify with his own experiences that challenging the financial myths will improve your financial life.
2) Make readers ask some uncomfortable questions
Questions such as ”Why do you want to be wealthy?” “What is your definition on wealth?” “Do you have plans to be wealthy?” or “Do you know your number where you can call yourself wealthy?” will stimulate your personal finance brain circuit.
3) Educate by examples
The author does not believe in lecturing. Personal finance is personal and thus, everyone has his or her own ways to define and build wealth. The author will share his knowledge and experiences and let you decide.
4) Money management, investment, and asset building techniques
Mutual funds? Stocks?Bonds? Commodities? Oil? Real estates? Business Systems? The author will talk about asset classes and their pluses and minuses. There is no perfect investment, but there is an investment that is perfect for you.
5) The importance of protection
Once you build your assets, protect them. It is unfortunate that many people neglect this area. After all, if you will not have sex with a stranger without wearing condom, why would you invest your money in the stock market without insurance?
6) Action plans
What you can do right away to take action and improve your personal and financial life.
All too often we have heard the old myths: “Starting up is expensive.” “The best investment is a mutual fund.” “All debts are bad.” These, and others, are examined and crushed in this book.
No more excuses!
Drama Suspense Fiction
by Nefretiti Morant
FREE March 24 & 25
When successful attorney Rachel Calloway loses her father; she inherits his firm, and to her surprise a sister. Raised as an only child she looks forward to forming a bond with her new sibling. Her sister Deanna on the other hand; happens to be a newly released ex-con who delights in making mischief. Deanna settles into Rachel’s life and is determined to stay legit. But, true to form she finds herself tangled in deception when she sleeps with Rachel’s new man; Brian. Will Deanna and Brian add to their treachery by continuing their affair behind Rachel’s back, or will Rachel and Deanna find out Brain’s been lying to them both all along. Enjoy this thrilling suspense drama as these sisters learn that lust often masquerades as love.
Meet the Author: Nefretiti Morant
Nefretiti A. Morant was born in the United Kingdom in 1980 to Barbadian Parents. Her family moved to Queens New York when she was three years old. Nefretiti always loved reading and writing poetry. In 1998 she attended the University of Pittsburgh. Upon graduating with her Bachelors in Psychology she returned to Queens New York where she currently lives with her husband and two children. In 2012 she founded E-books By Nefretiti @ www.nefretitim.com. The author’s official website offers a poetry blog as well as keeps fans informed of new developments in The Perspectives series. Nefretiti’s inspiration for The Perspectives Saga comes from her belief in positive thinking and her desire to inspire individuals from all walks of life.
FREE Today Only!
A Coming of Age Adventure
A Tempest Soul
Seventeen year old Gina Falcone has been alone for much of her young life. Her father passed away while she was young. Her unaffectionate mother eventually leaves her to care for herself when she is only thirteen.
Though her epic journey begins in 1920 by an almost deadly mistake, Gina will find many of her hearts desires in the most unlikely of places. The loss of everything is the catalyst that brings her to an unimagined level of accomplishment in her life.
Yet Gina soon realizes it is the same events that brought her success that may also bring everything crashing down around her. The new life she has built soon beckons for something she left behind. Now the new woman must find a way to dance through a life she could have never dreamed of.
Proven Steps & Effective Strategies for Disciplining Your Toddler and Encouraging Toddler Good Behavior (Healthy & Happy Kids)
by Anna McQuay
FREE March 17 to 19
The good book (The Bible) says that we should teach and train a child the way we want them to go, and when they grow up, they will definitely not depart from it. Whether you ascribe to any religious group or not, humanity itself requires parents do everything in their power to raise good kids. As parents, the joy of holding our little bundles of joy soon starts fading away the moment our kids start crawling, walking, and talking.
We are faced with a new challenge of molding the child’s behavior; the sleepless nights we had when our newborns were a few months old now start shifting to constant yelling, shouting, ranting, fighting and tantrums that simply start getting on our nerves. This coupled with the fact that society seems to expect us to mold our children in the proper manner according to society’s description soon starts making us feel as if we are not good parents. Well, the truth is that humans simply tend to embrace bad behavior faster than good behavior. You will be amazed that your child will seem to have a seamless time learning how to be mischievous but a fairly hard time mastering how to be the kind of child you would be proud to say “that’s my son or daughter.”
Has your son or daughter gotten to the stage of development where he seems to be having some strange undesirable behavior? Have you been noticing him or her throwing tantrums, fighting or hitting other kids, screaming for toys, playing very dangerous games and doing lots of other things that make you look the other way simply because you don’t want to see what would happen to him or her the next second? Have you noticed that he or she doesn’t obey you no matter how hard you scream or shout at him or her to do or stop doing something?
If you said yes, you need help in knowing how to parent your toddler. The truth is that spanking, screaming, shouting and doing all the things you have been doing don’t seem to work. However, all hope is not lost; you can teach your son or daughter desirable behavior and discipline him or her to mold his or her behavior to whatever you want it to be.
If you are wondering how to go about training your toddler, all the good behaviors you want him or her to embrace, this book will teach you everything you need to know so you don’t have to discipline and instill responsibility blindly. It is simply a blueprint to parenting a toddler so as to instill proper discipline and good behavior.
A Complete Guide for the Struggling Dieter
By David Carroll
FREE March 12 to 16
Take the Hard Work out of Weight Loss with These Simple Tips
Do you struggle to lose weight? Are you on and off diets all the time, never really going the distance? Do you start out with energy and enthusiasm, only to give up after a few days?
Losing weight and keeping it off is a challenge, but it doesn’t have to be as difficult as you think. With the right strategies and a few simple “tweaks” to your mindset, achieving your ideal size and shape can become a breeze, and even (dare I say it) fun!
In How to Get Motivated to Lose Weight you’ll get a step-by-step guide to help you master a positive attitude, set effective goals, and develop a burning desire that will carry you all the way to your goal weight and beyond. There are no diet rules or exercise plans, just highly effective psychological strategies to help keep your head in the game and get you the body you’ve always wanted.
Natural, Lasting Weight Loss Without the Struggle
When you try to lose weight and fail, your natural reaction is to assume you didn’t have the strength or will power to keep going. But this belief will just erode your confidence and send you back to square one every single time!
Fortunately, you can develop a positive mindset and discover a powerful source of motivation in just minutes. All it takes is a little bit of effort, and a proven strategy…
How to Get Motivated to Lose Weight gives you an effective mental blueprint you can apply today for immediate results.
Why your beliefs about food can make or break your diet, and how to change them
How to create an effective weight loss goal and set yourself up to follow through
How to eliminate the need for will power and stay motivated for longer – with less effort
Why emotional eating is your biggest obstacle to losing weight, and how to deal with it
How to get support from your social network and overcome 4 major mental blocks
How to keep weight off and prevent relapse when you finally hit your goal
TO MAXIMISE YOUR TIME: HOW TO LIVE A MORE PRODUCTIVE AND ORGANISED LIFE WITH TIME MANAGEMENT
FREE March 6 – 8
MAKE GOOD HABITS STICK TO MAXIMISE YOUR TIME!
Does it sometimes feel like there are not enough hours in the day?
The best way to make the most of your time is to introduce good habits and to make them stick, this will help you:
*Get the most out of your day
*Live a more productive life
*Achieve more of what you want during your day
*Be more organised
*Have more time for the things that you WANT to do
This book will set out how you can stay on top of the important areas in your life through the creation of good habits to ensure that you make the most of your day from waking up through to going to sleep.
SO START INTRODUCING GOOD HABITS INTO YOUR LIFE TODAY TO MAXIMISE YOUR TIME!
Top 83 Spots for 2015:
City Travel Guide to
by Travel Expert
FREE Today Only!
Want an easy-to-read travel guide to Tucson? This book shows the top 83 best spots in this unique destination in United States.
Local Love Travel Publishing works exclusively with local travel experts to guide and help you make the most of your vacation.
‘Tucson Top 83 Spots’ is your menu to all the ‘must-visit’ spots in this destination in United States.
Quickly get the lay of the land, understanding all your day, food and night-life options.
Enjoy your days at places like: B Line, University of Arizona, El Charro Cafe, Blue Willow Restaurant, Whole Foods Market, Performance Bicycle, Epic Cafe, Empire Pizza & Pub, Time Market, Coffee X Change, Cartel Coffee Lab, The Hotel Congress, Frog & Firkin, Food Conspiracy Co-op, B Line, University of Arizona, El Charro Cafe, HUB Restaurant & Creamery, Blue Willow Restaurant, … amongst tons of other interesting nooks in Tucson!
Enjoy local cuisine at top notch restaurants like: Frog & Firkin, Jimmy John’s, B Line, El Charro Cafe, HUB Restaurant & Creamery, Blue Willow Restaurant, The Loft Cinema, Epic Cafe, Empire Pizza & Pub, Time Market, Coffee X Change, Cartel Coffee Lab, Plush, Che’s Lounge, The Hotel Congress, The Rialto Theatre, Frog & Firkin, B Line, El Charro Cafe, … amongst many other food spots!
Party at local hangouts like: The Rialto Theatre, Frog & Firkin, B Line, University of Arizona, El Charro Cafe, HUB Restaurant & Creamery, Whole Foods Market, Performance Bicycle, The Loft Cinema, Laffs Comedy Caffe, Epic Cafe, Empire Pizza & Pub, Time Market, Coffee X Change, Cartel Coffee Lab, Plush, Che’s Lounge, The Hotel Congress, The Rialto Theatre, … amongst dozens of others!
My Delicate Destruction: Book One
of the Wolfegang Series
YA/NA Science Fiction
by Jillian Ashe
My name is Katerina Anderson. In 2016, a drug called Hope was created. Administered during suspended animation, the drug was supposed to cure the cancer my twin brother and I had. When an earthquake leveled Los Angeles, we were presumed dead.
Forgotten, we slept. The day I woke up, I realized everything had changed. My brother was missing, and everyone else I knew was dead. That drug and all its false promises were the beginning of my destruction.
My Delicate Destruction, a 150-page novella, is the first book in the Wolfegang Series.
This exciting debut is FREE.
by Steven Deutsch & Andrea Seebaum
FREE Feb 17 to 20
Drink Your Carbs is a guide to losing weight without giving up alcohol.
There is no magic. There are no pills to take nor proprietary shakes to blend. There is no need to embarrass yourself at weekly weigh-ins or purchase Drink Your Carbs-branded frozen dinners. The Drink Your Carbs concept is simple: the calories in alcohol can be offset through a combination of exercise and exchanging high-calorie, low-nutrition foods such as added sugars and simple carbohydrates for quality meats, fresh fruit and vegetables.
Losing weight while continuing to drink alcohol is as easy as pie—as long as you accept the fact that you can no longer eat pie.
By Gabriella Kovac
and Oliver R. Shead
Be Inspired to overcome your own adversity
FREE on Feb. 16th & 21st
Holocaust Survivors – Georgina – Holocaust Survivor Stories
An Incredible True Story of Survival Audacity and Deception from the Darkest Days of the Holocaust December1944 whilst heavy snows fall over Budapest and soldiers battle for the streets, Georgina a young Jewish woman, is nearly starving to death with her new born son. The battle outside is one of the most savage in the entire war. She knows that go into the streets is virtually a death sentence or rape, but she must find food within the next few hours or her baby will certainly die. For Georgina there is no choice. Alone and completely vulnerable she heads out into the freezing cold. Georgina My Mother’s Story is an incredible true story of one woman’s bravery and daring in Hungary during the Holocaust and through the brutal communist regime beyond. It’s the story of a carefree young woman thrust into the worst tragedy in human history- and emerging triumphant.
Meet the Author: Gabriella Kovac
Gabriella Kovac was born in Hungary, Just after the Second World War had drawn to a close. She lived through the Hungarian uprising against the Communists in 1956, and remembers vividly Russian tanks sitting under her bedroom window. Through the genius of her mother Georgina, their family managed to leave the Communist bloc and come to Australia in 1957. Gabriella is a passionate public speaker, chef (her favourite dish is Hungarian Goulash) and has been very successful in fashion, even authoring the book “Magic Drafting,” which can also be found on Amazon. Throughout her life, Gabriella has been inspired by her mother’s amazing tenacity, enthusiasm and will to live.
St. Louis, MO Travel Guide:
Visual Travel Guide to St. Louis Missouri
FREE Feb. 11 – 15
Featuring 109 Hot Spots, plus food & night-life suggestions.
(Guidelet City Travel Guide by Travel Expert Cristiano Nogueira)
St. Louis, Mo Travel Guide is your menu to all the ‘must-visit’ spots in this U. S. destination.
Quickly get the lay of the land, understanding all your day, food and night-life options. St.Louis Travel Guide is the first travel guide to St.Louis you should read. It quickly helps you define your short-list of places you want to visit, so you don`t have to spend hours reading hundreds of pages of dense writing. All for less than the price of a sandwich.
This guide covers St.Louis spots like shopping areas, museums, parks,outdoor adventures, nightclubs and street foods.
For each and every point of interest you`ll get
- Illustrative photo
- Address and phone
- Link to your Google Maps
- Link to Website (when pertinent)
- And a quick explanation as to why it deserves a visit.
No needless fluff, no boring anthropological lessons! Just everything we love!
We don`t stuff our travel content with working hours, credit-cards accepted, nearby transportation and user-reviews as it tends to bulk up the writing and are subject to change since the time of publishing. Once you decide the places you want to visit, these infos can easily be found at your hotel concierge, on-line or on Google Maps.
The Seventh Day of Light:
Part I: Shadows
Historical Fiction Thriller
By Riccardo Bertora
**FREE Feb 5 – 8**
Historical Fiction Thriller set at the height of the cold war space race where Sergei Federev, an ace Russian Test Pilot, is sent on a top secret mission to be the first human in space though he could not imagine the dramatic events that would unfold changing his life where his own government wants him dead.
The year is 1958, at the height of the cold war between the United States and the Soviet Union. During a top secret mission of becoming the first human in space, the Russian pilot Sergei Federev’s craft is destroyed before completing the first orbit of the planet.
Inexplicably, Sergei survives the accident in space and is presumed dead. Regaining consciousness in an unfamiliar environment, he has to search for answers of where he is and what happened to him.
Was his experience a dream? Has he been captured by the Americans? Is he suffering hallucinations while being drugged or does the answer lie in the possibility of something else beyond anyone’s imagination.
Sergei Federev, a prodigy of the Soviet military apparatus, has everything a man in the military could ever want: a beautiful fiancée, a loving family, a rank beyond his years and a reputation for being the best air force pilot in the country. At just 24 the expectation of a government and weight of a nation’s pride and ambitions rests on his shoulders as he is chosen for the top secret mission to be the first human in space.
During the first orbit of the Earth, Sergei’s craft is destroyed by meteorites but miraculously, he survives. Regaining consciousness in an unfamiliar environment, he has to search for answers of where he is and what happened to him.
What he discovers is a world beyond anyone’s imagination……..
Transform Your Life with these
2 Amazing Freebies
FREE Jan 30 – Feb. 2
GET Your FREE Copies Here:
Simplify your life and discover the Joys that come from minimalist living.
What if you could live on purpose and reduce or eliminate most of the stress and worry that you experience on a daily basis?
Overwhelmed and exhausted, we tend to hit the ground running every morning without much thought to what exactly we are doing or why we’re doing it. Phone calls, texts, e-mails, Kids sports and yoga classes. It’s all a blur of activity and deadlines. Are these activities meaningful to you? Are they contributing to your joy and serenity or is the mindless rushing about simply a way of not thinking about what’s really important?
˃˃˃ The ability to simplify life is the ability to declutter your soul and live with emotional simplicity.
Simple organized living is a wonderful concept but it takes more than throwing a bunch of unwanted stuff in a box and making a dump run. It requires a paradigm shift and a commitment to doing things in a different way. An attitude shift towards the things you have and the things you want. Before you simplify your space, you need to be able to be emotionally and spiritually ready to not only handle the decluttering projects you are going to tackle but to permanently change your habits and attitudes towards your material possessions as well as your relationships.
˃˃˃ This is Book one of the two part “Joy of less” series,
In it, Cary David Richards details how he and his wife Jeannie were forced by circumstances to downsize and simplify. How over time they came to understand that minimalism has some very tangible and important long term benefits.
From reduced stress to being able to think with clarity and vision, Cary and Jeannie’s minimalist journey will illuminate the joy and explain the challenges of a life lived with Less and an existence filled with freedom and happiness.
˃˃˃ Block some time out of your busy schedule
Let Cary David explain how to painlessly and effectively de-clutter you from the inside out and prepare you for the minimalist path.
A minimalist cheat sheet for simple organized living.
How to get off the stress, complexity and overwhelm merry-go-round and simplify your life.
The second book in Cary David Richard’s two book series on minimalist living details how to simplify your space and gives you down to earth real world strategies for declutering your home.
After being forced by circumstances to downsize and simplify Cary David and his wife Jeannie came to realize that their new minimalist life style had some very tangible and far reaching benefits. They began to re-think their previous lives of consumerism and the habit of accumulating more and more “stuff”.
˃˃˃ The ability to simplify life is the ability to declutter your soul, be present and in the moment and live with emotinal clarity.
Through the conscious implementation of minimalist living concepts, the couple realized that living with less brought a freedom and serenity not available in their previous lives.
Never setting out to become minimalist, they embarked on a journey of simplicity and discovered what was most important to them in the process.
˃˃˃ Reading this book will re arrange how you view your possessions
Through the lessons that Cary David and Jeannie learned over the last seven years of exploring minimalism you will come away with a new understanding of the benefits of decluttering your life.
Once free of the burden of clutter and complexity new vistas will open to you. Just imagine being able to breathe again, living in a serene, nurturing, welcoming environment, free of stress and worry.
Rio For Partiers:
Visual Travel Guide to Rio de Janeiro, Brazil
(Rio de Janeiro travel guides)
by Cristiano Nogueira
FREE Jan 27-29
The only travel guide you will need for your Rio de Janeiro trip!
Rio de Janeiro travel guide is designed for those who want to hit the ground running. Easy to read and highly visual, so you can be ready for Rio in about an hour! Make the most of your vacation trip to Rio de Janeiro with this complete tour guide book. It tells you when, where and who to contact when you want:
- Day attractions
- Nightlife options
- Rainy day options
- Street food guide
- Near by destinations around Rio.
The only guide that makes you feel VIP everywhere you go!
A Day At The Zoo With My Family
A Charming Book by Marvin Simms
Celebrating Diversity & Mixed Race Families
FREE thru Jan 27th.
A day at the zoo with my family is a book depicting an interracial family and their journey to the zoo for a fun family outing. Follow them on this rhythmic journey with all your favorite animals and more. The story was designed for children 0 – 5, but is a fun read for the whole family. Read it for fun time or bed time, either way everyone will enjoy a day at the zoo!
Around the time my daughter was three years old I was reading to her when she blurted out “Daddy! How come our family is never in any of these books?” At that moment I didn’t understand what she meant or what she was referring to until she asked the same question again….
I wish I could tell you I had a great philosophical response that I broke down to a 3 year old’s understanding. But I didn’t, in fact it was exact opposite. I was flustered, the question hit me like a ton of bricks, I knew that one day we would have a conversation about why mommy is a little different than daddy but I certainly did not expect that conversation to happen when she was 3 years old. So instead I told her I would have to find some books that had our family in it and moved onto reading the story….READ MORE…
5 Steps to Permanent Weight Loss
By Andrea Pennington,
Linda Okwor, Toneka Pires
FREE Thru Jan 23rd.
Lose weight – permanently & easily!
Dr. Andrea has teamed up with Hollywood fitness and nutrition pros, Linda Okwor & Toneka Pires, to bring you the last weight loss book you’ll ever need!
This book contains a thorough understanding of weight loss principles, food types, recipes, exercise programs and everything you need to stop yo-yo dieting, counting carbs and points and start loving life!
This book is packed with the essential information you need to embrace healthy eating habits for weight loss and age-less beauty WITHOUT DEPRIVATION!
Included is the PENNINGTON PLAN, the 5-step motivational plan that Dr. Pennington used for her own weight success mission. It’s the same plan that she shared on Oprah, taught all across the country, empowered patients with and coached participants in the Travel Channel’s Swimsuit Slimdown competition.
*’SMARTER’ methods for permanent weight loss
*Recipes ANYONE can make
*Fitness routines that are fun and portable
*Nutrition info ANYONE can follow – without deprivation!
*5-step motivational plan for SUCCESS!
Historical Fiction Fantasy
by Tim Westover
FREE Jan. 20-22
“Fact and fancy are intertwined cleverly and seamlessly in a top-notch, thoroughly American fantasy.”
Publishers Weekly, starred review
Water spirits, moon maidens, haunted pianos, headless revenants, and an invincible terrapin that lives under the mountains. None of these distract James Holtzclaw from his employer’s mission: to turn the fading gold-rush town of Auraria, GA, into a first-class resort and drown its fortunes below a man-made lake. But when Auraria’s peculiar people and problematic ghosts collide with his own rival ambitions, Holtzclaw must decide what he will save and what will be washed away.
Taking its inspiration from a real Georgia ghost town, Auraria is steeped in the folklore of the Southern Appalachians, where the tensions of natural, supernatural and artificial are still alive.